Mortgage Information
I’ve worked with Marian’s clients to secure their mortgage financing professionally and with personalized service. As a mortgage professional I have access to over 25 Canadian major banks & lenders giving me the ability to shop around for the best mortgage product to fit your needs.
I’m always available for any questions or advice, my services are always free !
Oren Rozen
Mortgage Agent #09002563
Direct : 416-917-2346
Email : orozen@mortgagealliance.com
Fax : 1-888-677-5530
What is a pre-approved mortgage?
It’s a written commitment from a lender that you will get a mortgage for a set amount at a set interest rate, locked in for 60-120 days, depending on the lender. The commitment is subject to a financial assessment and property appraisal. This service is always free and without obligation.
Why do it?
A pre-approved mortgage gives you an edge. Before you even start house hunting, you’ll know how much you can afford, your interest rate, and your monthly payments. With your financing already mapped out, you can concentrate on finding the right home in your price range.
A pre-approved mortgage shows you’re a serious buyer. In a situation where several people are bidding on the home you want, you may decide to offer the list price and beat out earlier offers.
Mortgage calculator: figure out what you can afford
Mortgage Affordability Estimator | Mortgage Comparison
If you’re thinking of buying a home or transferring or refinancing your existing mortgage, use these handy calculators to:
- Figure out how much you can afford to spend on a home.
- Determine what your mortgage payments will be.
- Compare different ways of paying your mortgage off faster.
- Add lump sum or top-up payments to your mortgage calculation.
- See your amortization schedule (which provides a breakdown of principal and interest payments for the life of the mortgage)